How It Works
WE TAKE AN IN-DEPTH LOOK AT YOUR CREDIT.
Are you looking to get an auto loan or to refinance an existing loan? Have you found your dream home but your credit is preventing you from being approved? Or, are you just ready to take control of your financial health and wellness? Schedule a free consultation today, and let us see how we can help you. After using A.R.M. Financial Solutions, you will be empowered to “Arm Your Destiny!”
PERSONALIZED STRATEGY
After your evaluation, we will work with you to develop a personalized strategy and dispute inaccurate items with all three credit bureaus. We know what works! We will write customized letters on your behalf. Within 45 days the bureaus will respond to you directly with your results.
What Can You Expect From Us?
- FREE DISCOVERY CALL
- RESULTS TYPICALLY IN 30-45 DAYS
- NO HIDDEN FEES
- UNLIMITED DISPUTES WITH ALL 3 CREDIT BUREAUS
- DEBT MANAGEMENT PLAN
- UNLIMITED SUPPORT
Our Packages & Pricing
- Basic Monthly Package
- $ 149
Enrollment/Audit fee - $99 Monthly
- Includes
- Credit Education
- 3 Bureau Analysis
- 24/7 Client Portal Access
- Customer Service Support
- Monthly Updates
- No Contract
- *Money Back Guarantee if No Deletions in 180 Days*
- Unlimited Disputes
- CEO Package
- $799
- Learn the Basics to Start and Legally Setting Up Your Very Own Credit Repair Business!
*Must not be currently enrolled in Arm Financial Solutions Credit Repair Program
- Includes
- 1 on 1 Coaching Calls
- Credit Education
- 3 Bureau Audit-Analysis Training
- Customer Service Training
- Monthly Group Sessions if Applicable
- Credit Building Education
- *Money Back Guarantee if No Deletions in 180 Days*
- Unlimited Disputes
DIY Kit for only $49.99!
What Is A Credit Score?
A credit score is a number generated by a mathematical formula that is meant to predict credit worthiness. Credit scores range from 300-850. The higher your score is, the more likely you are to get a loan.
The lower your score is, the less likely you are to get a loan. If you have a low credit score and you do manage to get approved for credit, then, your interest rate will be much higher than someone who had a good credit score and borrowed money. Therefore, having a high credit score can save many thousands of dollars over the life of your mortgage, auto loan, or credit card.
720-850 EXCELLENT
700-719 VERY GOOD
675-699 GOOD
620-674 AVERAGE
560-619 POOR
500-559 VERY POOR
Frequently Asked Questions
What is your 100% Guarantee?
You are entitled to a 100% refund on all monthly payments if: We do not remove any negatives worked on AND: -You have had 180 days from the time you retain our services.- You have not used a credit-consulting agency nor attempted to repair your credit at least 2 years previous to signing up for our services.- You have had no new collections or missed payments during the time frame we are assisting you-You have maintained credit monitoring services at all times during the time frame we are assisting you- You agree & have sent updated reports/responses from the three credit bureaus & creditors to us within 5 days of receipt. You should receive updated credit reports every 30-45 days and make us aware if updated reports have not been received.
Is Credit Repair legal?
Yes! Per FTC (Federal Trade Commission), FCRA (Fair Credit Reporting Act) etc. it is fair and legal to provide a service that assists with having items that are derogatory removed from a credit report due to several factors such as illegal collection practices, expired statutes of limitations and so on.
WHAT CAN I EXPECT WHEN I ENROLL IN CREDIT EDUCATION?
We will guide you through the process from start to finish and prepare all your documents for you. We have a superb knowledge of credit scoring and experience working with creditors and credit bureaus. It may be difficult for an individual to communicate with creditors and bureaus without an adept understanding of their techniques and regulations in place for credit reporting. We have spent a great deal of time learning the laws that will help you to remove negative information on your report, which enables us to offer you a flawless, money back guarantee system.
In addition to starting the credit dispute process with you, what can I do to help raise my credit score?
Do not open any new lines of credit for at least 3-6 months from the start of the program. Do not default on any payments, bills, loans. Obtain a secure credit card and pay it off early each month as well as keep utilization below 25% each month. This will also accelerate improvement of your scores!
Our Customers Love Our Service, Check Out Our Reviews!
Want to try your hand at repairing your credit yourself
Check out Arm Financial Solutions CEO, Candice Jones newest book on “Unveiling the Secrets of Credit-Your DIY Credit Repair Kit for Beginners”
What Our Customers Are Saying
I had the pleasure of working with Candice Eden Jones.. Her service has been exceptional! She is extremely responsive and so knowledgeable about the process! I was very skeptical at 1st but i found ARM Financial Solutions to be reasonably priced and very effective. In less than 1 year my credit scores have jumped way more than I expected.. I am a very happy client and I strongly recommend Candice and ARM Financial Solutions.
My experience has been superior! Prompt and professional, and I felt like they really took the time to hear me out and explain everything I didn’t understand. I would trust and send anyone to use their services! You will not be disappointed.
Candice is amazing!! No only is she professional but she provides great advice as well. I really enjoy her service. My credit has gone up a lot in a short amount of time. I would definitely recommend her to people who want great results in a good amount of time!
Candice is awesome! Not only has she helped improve my credit score but she has also given great tips! She is extremely patient and makes you feel very comfortable working with her. Thanks again for everything!!!
Contact Us
134 Vintage Park Blvd. Ste A-627, Houston Tx 77070
Phone: 1-800-828-2763
Terms & Conditions
Cancellation Policy:
Services are provided on a month-to- month basis and clients may cancel their service at any time at least (3) three days in advance of any upcoming recurring payment. When cancelled according to these terms, the upcoming recurring payment will constitute the final payment due for services rendered. All services are billed in arrears
Privacy Policy:
Commitment to Your Privacy
This site is owned and operated by A.R.M. Financial Solutions, Inc. Your privacy on the Internet is of the utmost importance to us. At A.R.M. Financial Solutions, we want to make your experience online satisfying and safe. Because we gather certain types of information about our users, we feel you should fully understand our policy and the terms and conditions surrounding the capture and use of that information. This privacy statement discloses what information we gather and how we use it.
Sharing of Information
A.R.M Financial Solutions, Inc, does not under any circumstances share, sell, rent, or in any other way provide your information to anyone for any use whatsoever.
Security
A.R.M. Financial Solutions, Inc operates secure data networks protected by industry standard firewall and encryption protection systems. Our security and privacy policies are periodically reviewed and enhanced as necessary and only authorized individuals have access to the information provided by our customers.
Information A.R.M. Financial Solutions, Inc. Gathers and Tracks
A.R.M. Financial Solutions, Inc. gathers two types of information about users:
- Information that users provide manually on our web site. This information is gathered on our Enrollment (Sign Up) Form and includes name, address, email address. This information is not shared or used for any marketing purposes whatsoever.
- Information Arm Financial Solutions Inc gathers through aggregated tracking information derived mainly by tallying page views throughout our sites. This information allows us to better tailor our content to readers’ needs and to help us better understand the demographics of our audience.
Usage Tracking
A.R.M. Financial Solutions, Inc. tracks user traffic patterns. However, we do not correlate this information with data about individual users. A.R.M. Financial Solutions does break down overall usage statistics according to a user’s domain name, browser type, and MIME type by reading this information from the browser string (information contained in every user’s browser). A.R.M Financial Solutions, Inc. sometimes tracks the search terms that users enter in public search engines, which generate a “click through”, but this tracking is never associated with individual users. We use tracking information to determine the effectiveness of individual search terms.
Cookies
We may place a text file called a “cookie” in the browser files of your computer. The cookie itself does not contain Personal Information although it will enable us to relate your use of this site to information that you have specifically and knowingly provided. But the only personal information a cookie can contain is information you supply yourself. A cookie can’t read data off your hard disk or read cookie files created by other sites. A.R.M Financial Solutions, Inc. uses cookies to track user traffic patterns (as described above). You can refuse cookies by turning them off in your browser. If you’ve set your browser to warn you before accepting cookies, you will receive the warning message with each cookie. You do not need to have cookies turned on to use this site.
Your Consent
By using this site, you consent to the collection and use of this information by A.R.M. Financial Solutions, Inc. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.
Public Safety and Legal Process
We will not share information about individual users with any third party, except to comply with applicable law or valid legal process or to protect the personal safety of our users or the public.